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Use It or Lose It! Maximizing Your Dental Benefits Before the End of the Year

September 22, 2017

Dental Care

Did you know your dental benefits reset every year? It’s true. If your dental insurance plan, like most is on a calendar year, you will lose out on all unused benefits after December 31st.

That means this is a great time of year to take advantage of everything your dental insurance provides, especially if you have outstanding treatments. Here are just a few of the services you want to use before you lose the opportunity.

Routine Checkups

Many dental insurance plans provide coverage for two checkups a year at six-month intervals. So, if you haven’t had a cleaning in the last six months, now is an excellent time to schedule an appointment with your Edinburg dentist.

Getting a regular checkup ensures your teeth and gums are in tip top shape, and gives your dentist a chance to review your oral health to make sure problems aren’t developing. Plus, you’ll get to enjoy a professionally cleaned and polished smile, which can have you leaving the office feeling like a more radiant, confident you.

Large Treatments

If you need more extensive dental treatments involving multiple visits, the end of the year is the perfect time to get started. This is especially true if you’ve already met your deductible and haven’t hit your annual maximum. Once your deductible is paid, your out-of-pocket expenses can decrease dramatically, making it an ideal situation for larger dental treatments.

If you’re getting close to your annual maximum, your Edinburg dentist can help create a plan to maximize your benefits by splitting your treatment between this year and next, allowing you to use the benefits you have remaining this year and take advantage of your renewed benefits after the new year.

This approach can help minimize out-of-pocket expenses by using your coverage in an optimal way. And, if you need more assistance with making the costs manageable, we offer financing options like Care Credit that can give you the opportunity to spread out-of-pocket costs over a time period that is manageable for you, sometimes without any interest charges.

After your dentist has reviewed your situation and developed a treatment plan, we can come up with a financial arrangement that allows you to maximize your dental insurance benefits, and achieve optimal oral health and the beautiful smile of your dreams.

Don’t let your 2017 dental benefits go to waste by making sure you use them before December 31. Schedule an appointment with your Edinburg dentist today to get started.

Patients love it here

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My husband and I visited Palm Valley Dental and Orthodontics and it was a rewarding experience. Dr. Torres and Dr. Trevino are so patient, knowledgeable and professional. Caleb, the Dental Hygienist is also very thorough and courteous. The office staff are so pleasant and helpful as well.
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Adalia De Luna

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Literally, the first time ever at dentist, went in terrified, left informed on my dental care/plan, and scheduled my return visit for the in depth cleaning. Overall, great experience, staff & doctor were attentive, professional and very receptive to all my questions and even the nervousness I displayed.
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Sandra Palomo

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I love this place. Aside from the amazing and comprehensive dental services, customer service and my time are really important to me. It is rare to find everything I care about in one place.
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Karla DeWald

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Dr. Treviño and staff are wonderful!! Very clean environment. Dr is so good I had a filling adjustment without being numbed up!! If that doesn't tell you how good they are, I don't know what will!!
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Issa Garcia

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I love this place. Aside from the amazing and comprehensive dental services, customer service and my time are really important to me. It is rare to find everything I care about in one place.
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Karla DeWald

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After experiencing a few negative experiences at a previous dental practice, I cautiously decided to try this new dental place. I had a wonderful first visit here and felt a great relief after my appointment. Everyone I encountered was so kind and friendly, and all my concerns and questions were addressed. I highly recommend. 😊
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Sandy